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Advice on Getting a Small Business Loan for Entrepreneurs

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As a resource used by many entrepreneurs and small business owners, Top Global News would today like to share some helpful information on getting a loan for your small business or other entrepreneurial endeavors.

To start off, we’d really like to suggest this great article from Nerd Wallet titled, How to Get a Small Business Loan in 5 Steps. Below are the 5 steps suggested by the article:

  1. Pinpoint why you need the money. Ask yourself how this loan will help your business.
  2. Find the right loan. Choose a type of business loan based on your needs.
  3. Find the best lender for you. Compare options based on the cost and terms of each loan.
  4. See if you have what it takes to qualify. Gather information including your credit score and annual revenue.
  5. Get your documents ready and apply. Know what documents lenders will need from you ahead of time.

Another great resource we found is this article from Fundera titled How to Get the Best First Time Small Business Loan. If you are planning on getting your first loan as an entrepreneur or small business owner, that article is well worth a read.

However, one thing that hinders many entrepreneurs and small business owners from obtaining loans is bad credit. Often this issue has little to do with the character of the person with bad credit and everything to do with poor decision making or circumstances beyond your control. It is a shame to be penalized this way and not be able to launch your new endeavor because of poor credit. The team at Top Global News wants to let you know that if you are in this situation, there are alternatives to standard loans. For instance, there are bad credit loans tampa and other cities in Florida and around the country that specifically help out people with bad credit. You can apply for a loan online and handle the whole process without ever having to visit the loan company in person.

Remember the old adage, there are more ways than one to skin a rabbit. There is what is known as a hard money loan. Hard money loans are not approved based on a borrower’s credit or financial worthiness, but rather on the value of a property being financed. Also known as hard equity loans, these mortgages are commonly used as temporary loans for clients who are flipping homes or until a borrower can improve his or her credit and refinance. Like subprime loans, hard money loans have higher interest rates than conventional loans, but they can provide the financing you need at the right time for the right home.

Do your homework before you decide you can’t qualify for a loan to get your small business or another entrepreneurial endeavour off the ground. You may be surprised at the people willing to help you if your drive is strong enough.

 

55% of Small Businesses Face Risk Due to Current U.S. Policies, Survey Says

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Small Business Risks: Trade War Worries Dampening the Small Business Spirit Slightly

Although no one is saying we are in a full-on trade war, there is no doubt the first rounds have been fired. And this has some small businesses worried, which is what the latest risk survey from InsuranceBee, a liability insurance provider, has revealed.

According to InsruanceBee, 55% of small and medium sized business owners say they face risks because of policies on taxes, health care reform and trade by the Trump administration.

However, another 26% of owners say those same policies will make things better for their businesses. Their optimism is in part based on great economic data, including low unemployment rates and higher loan approvals by lenders.

The risk survey was carried out by InsuranceBee with the participation of 1,002 small and medium sized business owners across the US in April of 2018. In trying to identifying the risks small business owners face, the survey revealed who were the risk-takers in terms of demographic and geographical location as well as the challenges they face.

Policy Risks

Regarding the policies of the current administration, 30% said it presents no risks for them. The number goes up to 37% for business owners of 55 years old.

A further breakdown of the data shows men are more optimistic about the administration’s policies. More than a third or 35% of men said things are going to be better for business in the next 12 months compared to 22% of women.

Another 27% said the administration could be doing more to help their business grow. Access to funding, healthcare reform, changes in regulations, tariffs and taxes are seen as barriers to growth.

In an emailed press release, Maureen Brogie, Senior Advisor for InsuranceBee, explained the impact of the policies on small business.

She said, “Given that the political climate in the US has divided opinion, we weren’t surprised that most SMB owners had strong opinions on how the current administration would impact their business. The economy has stayed strong, and unemployment is at an all-time low, so there are plenty of reasons to be upbeat.”

Other Small Business Risks

When the business owners were asked what their biggest risks were, economic uncertainty was the number one answer by 47% of the respondents.

Being sued was next at 17%, followed by losing an employee or business partner at 15%, access to capital at 15% and damage to their reputation at 13%.

Small Business Risks: Trade War Worries Dampening the Small Business Spirit Slightly

Considering the many different types of risks business face daily, close to a third or 29% didn’t have any kind of business insurance to mitigate those risks. Of these, almost half or 47% identified themselves as sole proprietors making less than $50K per year.

“Yet these are the very SMB owners who, when asked if they consider themselves to be risk-takers, were far more likely to say no,” the company said,writing on the official InsuranceBee blog.

In short, it’s worth having a solid contingency plan, the company says. Having the right coverage in place is one way of ensuring you protect your business and all of the hard work you have put into it.

You can take a look at the infographic below to see some of the data on the InsuranceBee risk survey.

Small Business Risks: Trade War Worries Dampening the Small Business Spirit Slightly

Image:InsuranceBee
Photo via Shutterstock

This article, “55% of Small Businesses Face Risk Due to Current U.S. Policies, Survey Says” was first published on Small Business Trends

Want to Step Up Your Instagram Marketing? Learn About These 7 Updates First

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7 Summer 2018 Instagram Updates You Need to Know

Remember when Instagram let us schedule posts in advance this year? What a life saver for social media marketers.

This summer has seen a slew of Instagram updates and features in the service better storytelling and user experience.

Summer 2018 Instagram Updates

Here, 7 updates in the midst of rolling out to Instagram’s 800 million+ users that you can use to upgrade your social media strategy.

1. Instagram Will Notify Users: You’re All Caught Up with Posts

Ever been scrolling through your Instagram feed and haven’t been sure what you’ve already seen and what’s new?

As of July 2, users receive a message saying “You’re all caught up” whenever they’ve seen all posts from the last two days.

2. Instagram Is Testing a “Do Not Disturb” Feature

Instagram (and Facebook, for that matter) are testing a “Do Not Disturb” feature that will halt notifications for 30 minutes, 1 hour, two hours or 8 hours.

In February, Google, Mozilla and Facebook teamed up to launch a “time well spent” movement that helps people use social media responsibly, and the ability to set your mobile device to do not disturb is part of this initiative.

3. Instagram Is Adding Usage Stats

Another outcome of the time well spent initiative is forthcoming usage stats that will tell users how and when they’re using Instagram.

“We’re building tools that will help the IG community know more about the time they spend on Instagram — any time should be positive and intentional,” tweeted Kevin Systrom, the CEO of Instagram.

4. Ask Open-Ended Questions in Instagram Stories

Also rolling out this summer is the ability to ask open-ended questions on your Instagram Stories. It’s still in beta.

Previously, the only options were yes-or-no polls, multiple choice questions and emoji-based slider answers.

5. Shop for Products Directly On Instagram

Of all this summer’s Instagram updates, this one is the most useful for anyone selling products.

The ability to click to shop from any Instagram post is a unicorn-level update.

With an approved business account, you can now tag products on each and every post.

6. Add Music to Instagram Stories

7 Summer 2018 Instagram Updates You Need to Know

Earlier this summer, Instagram introduced the ability to add music to stories.

With 400 million Instagram Story users and counting, music seemed like a natural next step to help people better tell their stories.

When you open Stories, you’ll see a tab that says “Music.” Click into it and you’ll be able to add a soundtrack. Conveniently, you can search by artist, mood or genre.

7. Instagram Lite for Users with Low-End Devices

In June, Instagram released Instagram Lite. As the name suggests, it’s a lightweight version of Instagram that takes up a mere 573 KB of data (Instagram takes up 33 MB of data).

Instagram Lite is ideal for users with low storage space or poor Internet connections.

Originally published in Inc.com

Photo via Shutterstock

This article, “Want to Step Up Your Instagram Marketing? Learn About These 7 Updates First” was first published on Small Business Trends

Small Businesses in Charlotte, Raleigh and Oklahoma City will Get 5G from AT&T Soon

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ATT 5G Announcement: Charlotte, Raleigh, and OKC to Get 5G from AT&T in 2018

The addition of Charlotte, Raleigh, and Oklahoma City brings the total number of cities where AT&T will be providing 5G services this year to six.

Dallas, Atlanta and Waco were announced earlier this year. And if all goes according to plan, AT&T looks to provide the service to a total of 12 cities across the US by the end of 2018.

The company said it is intentionally making 5G available in cities of differing sizes in order to avoid the digital divide of the past.

In the press release, AT&T said, “All Americans should have access to next-gen connectivity.” The mayors of the latest three cities selected for the new service couldn’t agree more.

As Mayor Vi Lyles of Charlotte said, “In a global, interconnected economy, access to the most advanced technology is vital for creating jobs and driving economic growth that benefits everyone in a community.”

ATT 5G Announcement: Charlotte, Raleigh, and OKC to Get 5G from AT&T in 2018

Small Businesses Will Benefit

The deployment of 5G will provide more opportunities for business of all sizes — small businesses included. And according to Forbes, it will result in an economic growth estimated at $500 billion generating three million new jobs. This number will rise dramatically as 5G becomes the supporting infrastructure for the internet of things (IoT).

In addressing the economic impact, Melissa Arnoldi, president of AT&T Technology and Operations, said in the release, “5G will be more than just a better network. Especially after our trial learnings with large enterprises, small-and-medium sized businesses and residential locations the past two years, we believe 5G will ultimately create a world of new economic opportunity, greater mobility, and smarter connectivity for individuals, businesses and society as a whole.”

More 5G Services Are Planned

As for the other service providers, Verizon is bringing fixed 5G to homes in Sacramento, California, along with four other cities later in 2018. However, this doesn’t include mobile 5G for now.

When it comes to Sprint and T-Mobile, both companies are looking to merge in order to increase their 5G capability. If the merger doesn’t happen, Sprint has a 2019 date for the rollout of its millimeter wave spectrum to deliver 5G.

For T-Mobile, the goal is also a 2019 date, but with a more ambitious nationwide 5G coverage by 2020. After winning a 600 MHz spectrum auction, T-Mobile said it is deploying 5G-ready 600 MHz equipment in 30 cities across the US in 2018 including Dallas, New York City, Las Vegas, and Los Angeles.

Unfortunately Phones are Not Yet Available

Right now there are no 5G enabled devices on the market. And by all accounts, there won’t be any phones until the early months of 2019.

So until the phones become available, accessing the full capability of 5G networks will have to wait just a bit longer.

Photo via Shutterstock

This article, “Small Businesses in Charlotte, Raleigh and Oklahoma City will Get 5G from AT&T Soon” was first published on Small Business Trends

4 Tips when Training Your Team to Improve Customer Satisfaction

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Employee Training Tips: Boost Customer Satisfaction with Enhanced Training Techniques

Proper employee onboarding and training can make a tremendous difference in your company’s profits and customer satisfaction scores.

However, a quick glance at the latest American Customer Satisfaction Index shows that there is a big disconnect between current training programs and quality customer service.

The industry with the highest overall satisfaction score, full-service restaurants, still manages to displease an average of 19 percent of consumers.

Even worse, Internet service providers have an abysmal average satisfaction score of only 62 percent.

If you’re trying to launch a new product or build revenue, you can quickly be hobbled by the 49 percent of consumers who will take their business elsewhere if they’re unsatisfied.

Lackluster training programs cause many of these issues. They do not ensure each new employee is given the necessary skills to meet customer expectations.

The team behind TalentCards saw this gap as an opportunity to give employers a better solution. Their basic formula works well as a best training practices guide.

Employee Training Tips

So, what do these training visionaries recommend? Here are four tips that can boost satisfaction for your customers and employees.

1. Break Training into Bite-Sized Pieces

Did you know that most people can only focus closely on a task for 20 minutes at a time? Scientists have discovered that the basic attention span of a human is a paltry eight seconds.

In other words, employees in a training session need to constantly refocus on the information being presented. This becomes a mental strain after a while, which can leave them feeling burnt out.

The Harvard Business Review indicates that people naturally fall off-task for almost 47 percent of each day. This is primarily caused by a lack of breaks and the demand for an unrealistically high concentration skill set.

Think about your current training and onboarding programs. Do they require people to attempt to stay focused for several hours at a time?

When this happens, your employees are going to miss important information. Bite-sized pieces of training are more easily absorbed and integrated into future performance.

TalentCards recognized this and built an entire training system around it. Their micro-training utilizes smartphones, virtual flashcards, attractive graphics, and gamification to deliver the most critical details in a quick and memorable way.

By breaking your company’s training into similarly small pieces, you can increase trainee engagement and retention.

2. Empower Employees to Take More Control of Their Training

No one wants to sit in a room for several hours while an instructor drones on and on about a seemingly never-ending list of policies, procedures and tasks.

Your employees will disengage quickly, and they’re also likely to end up resenting the entire process. If you must impart some information verbally, try to keep each session to a 20-minute presentation.

Otherwise, give them the ability to take control of their training, so that they can connect and disconnect as much as needed to retain optimal focus levels.

TalentCards paid close attention to this need by developing a smartphone-based training program. Each of their virtual flashcards can be fully digested within three to seven minutes.

This meets the requirement for bite-sized pieces. It also gives employees the ability to learn something new whenever they have a few minutes to spare.

There’s also a higher sense of accomplishment when someone is able to complete a piece of their training so quickly.

3. Take Advantage of the Smartphone Culture

Approximately 77 percent of Americans own a smartphone, and this number increases annually. Even those who don’t own a smartphone can typically learn how to use one more effectively than a computer.

Smartphones have changed everything about the way we read, learn and gather new information.

That’s the primary reason articles such as this one use smaller paragraphs than you would have found in a similar piece twenty years ago.

Whether you run a huge corporation or a smaller chain, you’ve almost certainly dealt with employees sneaking a peek at their smartphone during the workday.

Instead of banning all smartphones in the workplace, it’s wise to steer into the skid by using smartphone culture in a better way.

Studies show that people who are allowed to utilize their smartphone for work put in about 4.5 more hours weekly than their non-smartphone using peers.

As you can see, the trick is to make their usage work related. This was another area that TalentCards decided to address by making their micro-learning flashcards available via a smartphone app.

Giving your employees the go-ahead to use their smartphone as a training tool is a wise choice. Use it to transform their workplace usage from wasteful to worthwhile.

4. Get Everyone on the Same Page Without Needing a Big Meeting

Large corporations and chain stores often roll out a new product nationwide. But how do you ensure each employee knows how to properly sell it, while also providing excellent customer service?

Large, company-wide meetings or training sessions were needed in the past. Fortunately, the invention of app-based micro-learning is a game changer.

Use micro-learning to deliver impactful training at their current location. Employees will have less stress and the company will save on travel expenses and labor costs.

TalentCards specifically designed their app to enable huge corporations and chains to provide simultaneous, on the spot training company-wide.

This will save everyone a lot of time and energy. It can also drastically cut training costs without sacrificing anything.

Micro-learning is well-positioned to provide a dramatic increase in engagement and compliance.

Boost Customer Satisfaction to Retain Customers

Most companies have an almost overwhelming amount of competition. This gives customers a lot of options if poor training causes an employee to mishandle a sale or support call.

Stop accepting the losses associated with customer dissatisfaction by putting modern technology and human psychology to work.

Give your employees the ability to train from their phone in quick bites. You’re highly likely to be rewarded with improved employee retention, higher customer satisfaction scores and more profitable product launches.

Photo via Shutterstock

This article, “4 Tips when Training Your Team to Improve Customer Satisfaction” was first published on Small Business Trends

QuiGig Aims to Simplify Freelance Hiring Process for Those Both Buying and Selling Services

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Why is the Founder of the QuiGig Freelancer Site Saying His Company is the Future of Freelancer Job Sites?

By some estimates, half of the American workforce will be working in the freelance gig economy by 2020. QuiGig is a new start up that’s bridging the gap more established freelance job sites have left open with a streamlined process that includes a feature to ensure non discriminatory practices.

What Makes the QuiGig Freelancer Site Different?

Small Business Trends spoke with QuiGig’s founder and CEO Dr. Emad Mousavi about his company’s aim to be the future of employment in this space in the Houston area.

A Muddled Process

Initial research told him that the path to buying products online had been clearly defined but finding online services involved a more muddled process. This was the initial spark for QuiGig.

“If I wanted to buy goods online it was easy. I could go to Amazon, Google Shopping or one of the other online stores,” he said, “but when it came to services, the process was more difficult.”

Shopping For Services

In fact, Mousavi found shopping for services involved being more creative, doing research, contacting and then sorting through all the prospects. When he looked at the existing freelance job websites he also found one of the obstacles for workers in the gig economy was high fees.

There was another core question.

“Then we started to ask: ‘How will it be 10 years from now when people want to find work or hire for services?’”

Fast and User Friendly

The answers helped him put QuiGig together, Mousavi decided the new job site would need to be fast and user friendly to fit the needs of those both buying and selling services. It was designed to help freelancers build their careers by providing simple access to a tool to help them get an overview of what’s available in their niche.

Bidding Tool

The bidding tool format looks after both customers and service providers in one location. For small business freelancers, they can offer their services and sign up to have them viewed in several different cities. Freelancers and other contractors can post relevant information like certifications on the site to put themselves ahead of the competition for specific projects.

Clients post the jobs they need on the site and the service providers bid. The fee for using the service generally works out to $1 dollar for the folks looking for work. You can start by getting free credits that allow you to access some services. These fill up at the end of the month but don’t give you full access to everything the site offers.

Non Discriminatory Practices

Beyond the low transaction fees one of the other things that separates QuiGig from other sites on the web are the features to help ensure non discriminatory practices. The site hides the race and gender of people looking for work so the focus is on their skill set and experience.

“This doesn’t just help the freelancers,” Mousavi says. “It also helps the clients, customers and small business owners who want to be sure they are hiring the best person to get the job done.”

Photo via Shutterstock

This article, “QuiGig Aims to Simplify Freelance Hiring Process for Those Both Buying and Selling Services” was first published on Small Business Trends

Do You Need to Conduct a Content Audit for Your eCommerce Business?

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How to Conduct an Ecommerce Content Audit

A content audit is a qualitative evaluation of every piece of content that exists on a website. It is different from a content inventory, since an inventory only takes into account the quantity of published written material without studying its results. This kind of website audit can be very time-consuming, but it’s worth it. It will help you determine if the content published on your eCommerce site is relevant to your customers and your business, which is key to driving quality results.

A well-executed content audit will help you discover what needs to be removed, what needs to be updated and find the strongest pages on your domain, among other things. This knowledge will lead you to create new and fresh content that generates more results and pays off the time you usually spend brainstorming, copywriting and editing before an article or blog post is finally published.

How to Conduct an Ecommerce Content Audit

Content audits should be done at least once a year; however, I recommend doing one every six months so your website is optimized. Here are the steps to perform a successful content audit. It will be worth it!

1. Create a Spreadsheet with all of your Content

Use a spreadsheet to keep the process neat and organized. I like to use Google Sheets because they can be easily shared with the whole team!

Include the following basic information:

  • Title of every publication
  • Type of publication: blog post, homepage content
  • Link URL to the content
  • Call to action

There are other columns that can be added. It depends on how in-depth of an analysis you’re planning to make and how much time are you willing to invest. Some of the other columns you can add are the following: Primary Keyword, Word Count, Average Time Spent on Page, Entries & Exits, Social Shares. See the sample template below to get an idea of the breakdown. More columns can be added as needed, but this is a good start.

How to Conduct an Ecommerce Content Audit

This task can be easily delegated to a team member or a freelancer to save time.

2. Content Analysis

At this point, you must have filled out the entire spreadsheet with data from your eCommerce site. Now it’s time to analyze the content. To do so, it’s important to answer the following list of questions:

  • What’s the focus topic of the content at hand?
  • Is the content accurate and organized?
  • Is it relevant to customers, their goals and motivations?
  • Is the content up-to-date?
  • Is it written in an appropriate language according to the field it belongs to?
  • Is the voice consistent?
  • Is there anything missing that is relevant to your business?

Google Analytics will help you answer some of these questions, such as average time users spent on a determined page.

How to Conduct an Ecommerce Content Audit

This step is key to making the audit successful. After filling out this data, take some time to grade each publication. Yes, grade them with either an A, B or C–or even an F, if necessary. This step will come in handy later.

3. Fill in the Call to Action Tab with either Keep, Update or Remove

Publications that got either an A or B should fall into the A category, which means that there is nothing to be done. This content is perfect as it is in terms of visits, customer satisfaction, grammar, SEO, etc. Content that fell into the C category should be refreshed. It might be outdated or poorly written; however, the topic is relevant so you need to fix it in order to get the most out of it!

Now, the content that got a D or an F in the grading process needs a lot of work. Find out ways to refresh the content to deliver better results. Some of the most common optimizations I do for my content include:

  • Add calls to action with links. Does the content have a call to action that is visible and stands out? Try to add call to action buttons whenever possible to make them stand out.
  • Add a focus keyword. Does your content have a focus keyword? Make sure your focus keyword is spread throughout your content to help with organic rankings.
  • Add images or video whenever possible. Does your content look too heavy on words? Add images or video to make the content more engaging, decrease the bounce rate and encourage visitors to take action.

Once the audit is completed, start by focusing on promoting on social media the content that was highly rated. This can be done while optimizing the rest of the content and come up with new ideas to write about based on your research. You can start by creating four posts that are similar in style to those with the most visits and average time of stay.

Doing a content audit will provide you with a clear view of what clients want and what works and what doesn’t, which can translate into a fresh start. Setting up deadlines or creating a content calendar is a great way to start new. You know what you need to publish. Now, publish it! Make the effort to post once a week, for example, and write content that is unique, fresh and strong. Use the right keywords, catchy titles and add attractive images. If you took the time to conduct a content audit, it is now time to make use of this effort.

You will see new results! Good luck and comment below how it goes!

Photo via Shutterstock

This article, “Do You Need to Conduct a Content Audit for Your eCommerce Business?” was first published on Small Business Trends

11 Examples Of Small Business Documents to Keep in Printed Form

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11 Business Documents You Should Always Print and Have on Hand

Thanks to modern technology, plenty of offices are now almost completely paperless. Important documents are created, signed and sent exclusively online, and stored for easy access by all parties. While it’s convenient to have all your business paperwork in digital form, you might not want to get rid of your printer just yet. We asked a panel of experts from Young Entrepreneur Council the following:

“Plenty of business gets done online now, and many documents are never printed out at all. Still, there are some situations where a hard copy is necessary. What’s one document you should always have a physical copy of, and why?”

Business Documents You Should Always Print

Here’s what YEC community members had to say:

1. Your Company Values

“Having items printed on paper always make them a bit more real. The ability to touch and feel, comment on or even throw away makes them all more real. I personally like having your company values printed and sitting on your desk or hung on a wall, to serve as a constant reminder of what you are (and aren’t).” ~ Corey EulasFactorial Digital

2. Contracts

“The one type of document that I think you should always have printed out and stored online is any contract. These are important negotiations and legal documents, and you never know when you have to go back and refer to it.” ~ Jacqueline Marrano, Marrano Solutions, LLC.

3. Licenses, Permits and ‘Raised Seal’ Documents

“You should keep paper copies of business licenses and permits, because often regulations require you to do so. Also, physical documents of anything with an original signature or a raised seal should be kept and placed somewhere safe. The reproduction of items with seals will not properly display in digital form and would not be considered original documents by many entities.” ~ Blair ThomaseMerchantBroker

4. Emergency Plans

“It’s important to maintain a physical copy of any information or procedure that will be needed if an emergency renders computer access impossible. This could include emergency contact information, fire safety procedures, office evacuation procedures and business continuity plans.” ~ Roger LeeHuman Interest

5. Your Goals

“I don’t use pen and paper anymore. Everything is stored on my computer or my mobile device. I also believe in being green and cutting back on paper. But if I were to print out any piece of paper, it would be my goals. I have a list of quarterly, yearly, three-year and 10-year goals that I review every month to make sure I am on track.” ~ Jean Ginzburg, Ginball Digital Marketing

6. Your Resume

“The one document you should always have a physical copy of is your resume. It’s always good to have your resume with you as a reference in an interview. It also shows you are prepared and take the opportunity seriously.” ~ Vladimir GendelmanCompany Folders, Inc

7. Passwords

“Keep a physical copy of all relevant passwords that you use throughout the day. That information probably shouldn’t be stored anywhere online at all, to prevent the chance of hacking or identity theft.” ~ Andrew SchrageMoney Crashers Personal Finance

8. Stock Certificates

“When issuing out stock to business partners or employees, it’s important to keep a hard copy as well as a digital copy, in case the hard copy gets lost. Typically employees will get a hard copy once they have exercised their option to purchase the stock.” ~ Syed BalkhiWPBeginner

9. Any Files Crucial to Your Operations

“There are several types of documents we find handy keeping in print. These include signed client contracts, staff HR files and semi-annual reviews, our company policy handbooks (one per employee), our company core values (hung with pride), visual dashboards for sales, key quarterly goal progress, and the required corporate, insurance and state-mandated HR postings.” ~ Joe BeccaloriInteract Marketing

10. Payment Receipts

“While digital receipts are great, it’s still good to have the ability to print receipts when necessary for tax reasons or for other documentation.” ~ Serenity GibbonsNAACP

11. Your Business Card

“I always keep business cards handy. You never know where or when you’ll meet someone while out and about who will want to connect with you later. I keep 10 or so in various locations, such as my bag, jacket, car, wallet, passport holder, desk and home. Also, ensure your cards are as memorable as you. It’s easy to lose them, so do what you can to design something that reflects your uniqueness.” ~ Karlo TanjuakioGoLeanSixSigma.com

Photo via Shutterstock

This article, “11 Examples Of Small Business Documents to Keep in Printed Form” was first published on Small Business Trends

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